Fees, reserves, high-risk acceptance, Shopify support and payouts, side by side. Every figure comes from each company's own pages, checked 2026-10-21.
Payment processor
Whop
Card rate
2.7% + 30¢
No monthly fee listed
Payment processor
Revolut Business (online payments)
Card rate
Online: 1% + £0.20 (UK domestic consumer cards); 1% + €0.20 (EEA domestic and European consumer cards)
Monthly: No separate fee; included with Revolut Business plans
| Whop | Revolut Business (online payments) | |
|---|---|---|
| Type | Payment processor | Payment processor |
| Pricing model | flat rate | flat rate by card type |
| Card rate | 2.7% + 30¢ | Online: 1% + £0.20 (UK domestic consumer cards); 1% + €0.20 (EEA domestic and European consumer cards) |
| International | +1.5% international cards, +1% currency conversion | 2.8% + £0.20 or 2.8% + €0.20 online for all international cards and domestic commercial cards |
| Monthly fee | Not published | No separate fee; included with Revolut Business plans |
| Setup fee | Not published | None listed |
| Chargeback fee | $15 | £15 or €15 (or equivalent), refunded if the dispute is ruled in your favor |
| Whop | Revolut Business (online payments) | |
|---|---|---|
| High-risk businesses | Case by case | Not published |
| Dropshipping | Not published | Not published |
| Reserves | May hold a reserve when an account is new, when disputes trend toward card-network thresholds, or when delivery comes long after payment (example: 10% for 90 days). | Revolut's UK payment processing terms say it always withholds a percentage (0% to 100%) of each payment as a reserve, with the amount and holding period set by its risk assessment and shown in the app. |
| Whop | Revolut Business (online payments) | |
|---|---|---|
| Payout speed | Next-day ACH ($2.50) or instant (4% + $2.50) | Next day (24-hour settlement) |
| Merchant countries | Payouts to 200+ countries | UK and EEA (pricing pages checked for the UK and Ireland); no US acceptance pricing page was found |
| Currencies | Not published | Accept and settle in up to 32 currencies |
| Whop | Revolut Business (online payments) | |
|---|---|---|
| Shopify | Replaces checkout | Shopify app |
| WooCommerce | Not published | Yes |
| Subscriptions | Yes | Yes |
| One-click upsells | Yes | Not published |
| Apple Pay | Yes | Yes |
| Multiple MIDs | Not published | Not published |
| Token portability | Not published | Not published |
Pick Whop if
Funnel and subscription brands that want storefront, checkout and payments from one company at a flat published rate.
Pick Revolut Business (online payments) if
UK and EEA ecommerce businesses with mostly domestic consumer card sales that already bank with Revolut Business.
Whop sources · checked 2026-10-21
Revolut Business (online payments) sources · checked 2026-10-21