Payment processor
Payments and storefront platform known for digital products and communities. Since about October 1, 2026 it also runs full ecommerce stores with its own checkout, subscriptions and payouts.
Strengths
Watch out for
Best for
Funnel and subscription brands that want storefront, checkout and payments from one company at a flat published rate.
| Type | Payment processor |
|---|---|
| Pricing model | flat rate |
| Card rate | 2.7% + 30¢ |
| International | +1.5% international cards, +1% currency conversion |
| Monthly fee | Not published |
| Setup fee | Not published |
| Chargeback fee | $15 |
| High-risk businesses | Case by case |
|---|---|
| Dropshipping | Not published |
| Reserves | May hold a reserve when an account is new, when disputes trend toward card-network thresholds, or when delivery comes long after payment (example: 10% for 90 days). |
| Payout speed | Next-day ACH ($2.50) or instant (4% + $2.50) |
|---|---|
| Merchant countries | Payouts to 200+ countries |
| Currencies | Not published |
| Shopify | Replaces checkout |
|---|---|
| WooCommerce | Not published |
| Subscriptions | Yes |
| One-click upsells | Yes |
| Apple Pay | Yes |
| Multiple MIDs | Not published |
| Token portability | Not published |
No monthly platform fee listed on the fee page. Optional add-ons: early dispute alerts (RDR) $29 each, orchestration 0.8%, billing 0.5%, tax and remittance 2%. Next-day payouts $2.50; instant payouts 4% + $2.50.
Prohibits unapproved nutraceuticals and supplements, vapes, counterfeits, adult products and weapons, and any category every payment processor prohibits.
Payouts to over 200 countries per Whop's payout docs.
Whop's own storefront replaces Shopify. Before October 2026, Shopify stores connected through third-party checkouts such as Lasso.
Whop sources · checked 2026-10-21