The ecom field manual

A rolling reserve holds a percentage of each sale for a set number of days, then releases each slice on its own date. PayPal's example is 10% held for 90 days, so 10% of day 1's payments comes back on day 91.

The text that appears next to a charge on your customer's card statement. Visa's rules say it must be the name you primarily use with customers, spelled the same way on receipts and payment records.

2% on Basic, 1% on Grow, 0.6% on Advanced and 0.2% on Plus, per Shopify's pricing page on October 21, 2026. It's charged on top of whatever your outside payment provider charges.

Once it's fully built, roughly your daily sales times the reserve percentage times the hold days. At $100,000 a month, a 10%, 90-day reserve holds about $30,000 before fees.

Between 5 and 22 Latin characters, with at least one letter. If you add a dynamic suffix, the prefix is 2 to 10 characters, and the full descriptor, including the asterisk and space Stripe inserts, still can't pass 22.

Not on orders paid through Shopify Payments, Shop Pay, Shop Pay Installments or manual methods like cash on delivery. Stores created on or after May 12, 2025 do pay it on the part of an order paid with store credit or gift cards.

Stripe says its reserves normally run 30 to 90 days. Shopify Payments' published examples use 120 days, and PayPal's and Whop's examples use 90 days. Any of the four can change a reserve after it starts: Shopify's and Stripe's terms allow it, PayPal says it will notify you of new terms, and Whop says it may increase a reserve.

Go to Settings, then Payments, click Manage under Shopify Payments, and open Customer billing statement. The name must be 2 to 19 characters and include your shop name, legal entity name, store name or URL.