High-risk merchant services
GETTRX (Global Electronic Technology) is a Torrance, California processor and payment facilitator for Merrick Bank that serves low and high-risk merchants, publishes flat-rate pricing and offers the EdgePay gateway.
Strengths
Watch out for
Best for
US merchants, including some high-risk categories, who want a published flat rate and recurring billing on the processor's own gateway.
| Type | High-risk merchant services |
|---|---|
| Pricing model | flat rate; custom quote for larger merchants |
| Card rate | 3.40% + $0.30 (online/keyed) |
| International | Not published |
| Monthly fee | Not published |
| Setup fee | Not published |
| Chargeback fee | Not published |
| High-risk businesses | Yes |
|---|---|
| Dropshipping | Not published |
| Reserves | Not published |
| Payout speed | 2 banking days |
|---|---|
| Merchant countries | United States (US operations; no other countries listed) |
| Currencies | Not published |
| Shopify | Not published |
|---|---|
| WooCommerce | Not published |
| Subscriptions | Yes |
| One-click upsells | Not published |
| Apple Pay | Yes |
| Multiple MIDs | Not published |
| Token portability | Not published |
Flat rate starts at 2.90% + $0.30 in person and 3.40% + $0.30 online or keyed, marked 'Restrictions by business type apply'. ACH is 1.00% + $0.30. GETTRX Zero is listed at $39 per month per terminal on the homepage and $29 per month on the nutraceutical page. Custom pricing by volume and business type.
The homepage says high-risk business types are supported, including nutraceuticals, CBD and dating. Dropshipping is not addressed. No reserve policy is published.
Next-day funding is offered to qualified merchants.
The EdgePay gateway supports recurring billing. The homepage mentions e-commerce plugins without naming Shopify or WooCommerce. API docs are at docs.gettrx.com.
GETTRX sources · checked 2026-10-21