High-risk merchant services
Durango Merchant Services is a Colorado-based ISO for Fifth Third Bank that places high-risk and international merchants, including dropshippers and supplement sellers, with dedicated account managers and its own payment gateway.
Strengths
Watch out for
Best for
High-risk or non-US merchants, including dropshippers, who want help choosing an acquiring bank and gateway.
| Type | High-risk merchant services |
|---|---|
| Pricing model | interchange-plus (custom quote) |
| Card rate | Not published |
| International | Not published |
| Monthly fee | Not published |
| Setup fee | Not published |
| Chargeback fee | Not published |
| High-risk businesses | Yes |
|---|---|
| Dropshipping | Yes |
| Reserves | Not published |
| Payout speed | Not published |
|---|---|
| Merchant countries | US, Canada, UK, EU countries, Puerto Rico, Panama, US Virgin Islands and British Virgin Islands (homepage regions list) |
| Currencies | Multi-currency processing offered; currencies not listed |
| Shopify | Third-party gateway |
|---|---|
| WooCommerce | Yes |
| Subscriptions | Yes |
| One-click upsells | Not published |
| Apple Pay | Yes |
| Multiple MIDs | Not published |
| Token portability | Not published |
The homepage advertises interchange-plus pricing but publishes no markups or fees. The high-risk page gives a general range of 1.95% to 4.95% for high-risk discount rates, framed as typical terms rather than Durango's own rate. The FAQ says pricing varies by country and business model, and quotes carry no obligation.
Publishes a dropshipping merchant account page and industry pages for supplements, subscriptions, telemedicine, vape, firearms dealers and others. The high-risk page lists rolling reserves of 0% to 10% and minimum processing of $5,000 (US) and $50,000 (international) as typical contract terms, not as Durango policy. The FAQ says it will not board merchants from high-fraud or OFAC-listed countries.
No funding timeline is published.
Durango markets itself as a backup to Shopify Payments for high-risk merchants and notes Shopify charges an extra fee for outside processors; it publishes no Shopify setup steps. Gateway options: Durango's own gateway, NMI, Authorize.net, Fluidpay and Inovio. The homepage says its gateway integrates with 150+ shopping carts and shows a WooCommerce logo.