Whop vs Lasso: fees, holds and features compared (2026)

Fees, reserves, high-risk acceptance, Shopify support and payouts, side by side. Every figure comes from each company's own pages, checked 2026-10-21.

Payment processor

Whop

Card rate

2.7% + 30¢

No monthly fee listed

Checkout & funnel platform

Lasso

Card rate

Quote only

Monthly: $199 per store/mo, or $149 per store/mo billed annually (Growth)

Quick take

Lasso is a checkout and funnel platform, not a processor: you still need a gateway or merchant account behind it. Whop is processor, checkout and storefront in one.
Lasso doesn't publish a standard card rate (subscription + % per transaction). Whop publishes 2.7% + 30¢ with no monthly fee listed.
Monthly fees at Lasso: $199 per store/mo, or $149 per store/mo billed annually (Growth). Whop lists no monthly fee.

Side by side

Pricing
	Whop	Lasso
Type	Payment processor	Checkout & funnel platform
Pricing model	flat rate	subscription + % per transaction
Card rate	2.7% + 30¢	Not published
International	+1.5% international cards, +1% currency conversion	Not published
Monthly fee	Not published	$199 per store/mo, or $149 per store/mo billed annually (Growth)
Setup fee	Not published	Not published
Chargeback fee	$15	Not published

Risk
	Whop	Lasso
High-risk businesses	Case by case	Not published
Dropshipping	Not published	Not published
Reserves	May hold a reserve when an account is new, when disputes trend toward card-network thresholds, or when delivery comes long after payment (example: 10% for 90 days).	Not published

Payouts and coverage
	Whop	Lasso
Payout speed	Next-day ACH ($2.50) or instant (4% + $2.50)	Not published
Merchant countries	Payouts to 200+ countries	Not published
Currencies	Not published	Not published

Integrations and features
	Whop	Lasso
Shopify	Replaces checkout	Replaces checkout
WooCommerce	Not published	Yes
Subscriptions	Yes	Yes
One-click upsells	Yes	Yes
Apple Pay	Yes	Not published
Multiple MIDs	Not published	Yes
Token portability	Not published	Case by case

Which one fits

Pick Whop if

Funnel and subscription brands that want storefront, checkout and payments from one company at a flat published rate.

+Published flat rate of 2.7% + 30¢ with no monthly platform fee listed
+Storefront, checkout, subscriptions and payouts in one product
+API and CLI that AI coding agents can use to build and edit stores
−Ecommerce storefronts launched in October 2026 and docs still called physical goods a work in progress on October 20, 2026
−Reserves possible on new accounts and late-shipping stores
−International cards cost 1.5% extra

Whop profile

Pick Lasso if

A Shopify store that wants a custom checkout with upsells and the option to route payments across Stripe, Whop, Adyen or NMI instead of Shopify Payments.

+Routes payments across multiple providers, with volume splits and real-time failover to the next processor.
+Card data is entered in provider-hosted fields, and Lasso stores only token references, which keeps your PCI scope small.
+Upsells, downsells, order bumps and subscription billing on Shopify, WooCommerce or Webflow.
−Growth charges 1% per transaction on top of the store fee and processor costs.
−Public documentation is thin; payment method lists and Apple Pay support are not spelled out.
−Card tokens live with each provider, so moving saved cards depends on that provider.

Lasso profile

Questions

Is Whop cheaper than Lasso?: Lasso doesn't publish a standard card rate, so you need a quote to compare. Whop publishes 2.7% + 30¢ on domestic cards with no monthly fee listed.
Does Lasso work with Shopify?: Replaces checkout. Growth plan lists Shopify, WooCommerce and Webflow; Lasso calls this checkout as a service. Whop's docs include a Lasso integration page for Shopify stores, which now sits behind a Whop login.
Does Lasso accept high-risk or dropshipping stores?: High-risk: not published. Dropshipping: not published. Lasso says it is not the merchant of record, a payment facilitator or a money transmitter; connected providers handle underwriting, reserves, holds and chargebacks. Its acceptable use policy bans categories such as controlled substances, counterfeit goods and weapons, and Lasso may reject merchants under its risk policies.

Sources

Whop sources · checked 2026-10-21

Lasso sources · checked 2026-10-21

Fees, reserves, high-risk acceptance, Shopify support and payouts, side by side. Every figure comes from each company's own pages, checked 2026-10-21.

Payment processor

Whop

Card rate

2.7% + 30¢

No monthly fee listed

Checkout & funnel platform

Lasso

Card rate

Quote only

Monthly: $199 per store/mo, or $149 per store/mo billed annually (Growth)

Quick take

Lasso is a checkout and funnel platform, not a processor: you still need a gateway or merchant account behind it. Whop is processor, checkout and storefront in one.

Lasso doesn't publish a standard card rate (subscription + % per transaction). Whop publishes 2.7% + 30¢ with no monthly fee listed.

Monthly fees at Lasso: $199 per store/mo, or $149 per store/mo billed annually (Growth). Whop lists no monthly fee.

Side by side

Pricing
	Whop	Lasso
Type	Payment processor	Checkout & funnel platform
Pricing model	flat rate	subscription + % per transaction
Card rate	2.7% + 30¢	Not published
International	+1.5% international cards, +1% currency conversion	Not published
Monthly fee	Not published	$199 per store/mo, or $149 per store/mo billed annually (Growth)
Setup fee	Not published	Not published
Chargeback fee	$15	Not published

Risk
	Whop	Lasso
High-risk businesses	Case by case	Not published
Dropshipping	Not published	Not published
Reserves	May hold a reserve when an account is new, when disputes trend toward card-network thresholds, or when delivery comes long after payment (example: 10% for 90 days).	Not published

Payouts and coverage
	Whop	Lasso
Payout speed	Next-day ACH ($2.50) or instant (4% + $2.50)	Not published
Merchant countries	Payouts to 200+ countries	Not published
Currencies	Not published	Not published

Integrations and features
	Whop	Lasso
Shopify	Replaces checkout	Replaces checkout
WooCommerce	Not published	Yes
Subscriptions	Yes	Yes
One-click upsells	Yes	Yes
Apple Pay	Yes	Not published
Multiple MIDs	Not published	Yes
Token portability	Not published	Case by case

Which one fits

Pick Whop if

Funnel and subscription brands that want storefront, checkout and payments from one company at a flat published rate.

+Published flat rate of 2.7% + 30¢ with no monthly platform fee listed
+Storefront, checkout, subscriptions and payouts in one product
+API and CLI that AI coding agents can use to build and edit stores
−Ecommerce storefronts launched in October 2026 and docs still called physical goods a work in progress on October 20, 2026
−Reserves possible on new accounts and late-shipping stores
−International cards cost 1.5% extra

Whop profile

Pick Lasso if

A Shopify store that wants a custom checkout with upsells and the option to route payments across Stripe, Whop, Adyen or NMI instead of Shopify Payments.

+Routes payments across multiple providers, with volume splits and real-time failover to the next processor.
+Card data is entered in provider-hosted fields, and Lasso stores only token references, which keeps your PCI scope small.
+Upsells, downsells, order bumps and subscription billing on Shopify, WooCommerce or Webflow.
−Growth charges 1% per transaction on top of the store fee and processor costs.
−Public documentation is thin; payment method lists and Apple Pay support are not spelled out.
−Card tokens live with each provider, so moving saved cards depends on that provider.

Lasso profile

Questions

Is Whop cheaper than Lasso?

Lasso doesn't publish a standard card rate, so you need a quote to compare. Whop publishes 2.7% + 30¢ on domestic cards with no monthly fee listed.

Does Lasso work with Shopify?

Replaces checkout. Growth plan lists Shopify, WooCommerce and Webflow; Lasso calls this checkout as a service. Whop's docs include a Lasso integration page for Shopify stores, which now sits behind a Whop login.

Does Lasso accept high-risk or dropshipping stores?

High-risk: not published. Dropshipping: not published. Lasso says it is not the merchant of record, a payment facilitator or a money transmitter; connected providers handle underwriting, reserves, holds and chargebacks. Its acceptable use policy bans categories such as controlled substances, counterfeit goods and weapons, and Lasso may reject merchants under its risk policies.