Cross-border PSP
Hong Kong-founded payments company, now positioned as a stablecoin-native platform, offering checkout for fiat and stablecoins, multi-currency accounts, payouts and card issuing. No Shopify app or published rates found.
Strengths
Watch out for
Best for
Asia-linked sellers who want card and stablecoin acceptance alongside multi-currency accounts and payouts from one provider.
| Type | Cross-border PSP |
|---|---|
| Pricing model | custom quote |
| Card rate | Not published |
| International | Not published |
| Monthly fee | Not published |
| Setup fee | Not published |
| Chargeback fee | Not published |
| High-risk businesses | Not published |
|---|---|
| Dropshipping | Not published |
| Reserves | Not published |
| Payout speed | Not published |
|---|---|
| Merchant countries | Not published |
| Currencies | 100+ currencies plus stablecoins (USDT, USDC) |
| Shopify | Not published |
|---|---|
| WooCommerce | Not published |
| Subscriptions | Yes |
| One-click upsells | Not published |
| Apple Pay | Not published |
| Multiple MIDs | Not published |
| Token portability | Not published |
No processing rates published; the site only claims lower processing fees.
Availability varies by jurisdiction and is subject to onboarding and compliance review. Risk tools include configurable rules, KYC/KYB and on-chain KYT screening. No restricted-business list found.
Checkout settlement is described as automatic, with no timeline given.
Checkout offers API/SDK, hosted checkout, unnamed 'plug-ins' and payment links. Shopify, WooCommerce and Amazon are mentioned only as places sellers collect revenue from into PhotonPay accounts. No Shopify App Store listing or WordPress.org plugin found.
PhotonPay sources · checked 2026-10-21