Merchant of record
Online payments and monetization platform, now part of Verifone. On 2Sell and 2Subscribe you handle your own tax and invoicing; on 2Monetize, 2Checkout acts as reseller for digital goods. Connects to Shopify and WooCommerce.
Strengths
Watch out for
Best for
A digital goods seller that wants a reseller model, or a small store that needs a non-Shopify Payments gateway for Shopify or WooCommerce.
| Type | Merchant of record |
|---|---|
| Pricing model | flat rate per plan; custom for 2Monetize |
| Card rate | 3.5% + $0.35 (2Sell); 4.5% + $0.45 (2Subscribe) |
| International | Not published |
| Monthly fee | Not published |
| Setup fee | Not published |
| Chargeback fee | Set per account; documented example is $36/€31/£30 below a 0.65% chargeback rate and $50/€50/£50 at 0.65% or above |
| High-risk businesses | Not published |
|---|---|
| Dropshipping | Yes |
| Reserves | Not published |
| Payout speed | Not published |
|---|---|
| Merchant countries | Not published |
| Currencies | Up to 99 billing currencies depending on region; 45+ payment methods; buyers in 200+ countries and territories |
| Shopify | Third-party gateway |
|---|---|
| WooCommerce | Yes |
| Subscriptions | Yes |
| One-click upsells | Yes |
| Apple Pay | Yes |
| Multiple MIDs | No |
| Token portability | Not published |
2Monetize, the reseller (merchant of record) package, has tailored pricing and is for digital goods only. 2Checkout says pricing and applicable fees may vary by market.
Physical products with shipping methods are supported, but only outside 2Monetize, which is limited to digital goods. An AliDropship connector exists for 2Sell and 2Subscribe accounts. Payouts are not available in restricted countries, and changing payout details puts the account in restricted mode until approved.
Minimum payout of $50/£50/€50 on 2Sell and 2Subscribe, or $100/£100/€100 on 2Monetize; the minimum can be raised in the control panel.
The 2CO ConvertPlus connector is added in Shopify as an alternative payment method and is only for 2Sell and 2Subscribe accounts. WooCommerce and AliDropship plugins are documented.
2Checkout (Verifone) sources · checked 2026-10-21